From an article in America's 1st Freedom:
(Is The Left's Gun Control Faction Breaking Up, Nov 2021)
"New York considers a firearm 'loaded' if a person possesses it 'at the same time' they possess ammunition, regardless of whether the firearm is, in fact, loaded."
Think about that: My pistol is in a desk drawer in my office. Ammunition for it is stored in a box in the basement of my shop, which is fifty feet from the house.
My pistol is "loaded."
Go figure.
RW